a:hover {  color: #FF0000}
a:link { color: #0000FF; text-decoration: underline}
a {  }
.14p {  font-size: 14px; line-height: 21px; padding-right: 10px; padding-left: 10px; text-indent: 0pt}
.12p { font-size: 12px; line-height: 18px; padding-right: 10px; padding-left: 10px; text-indent: 0pt}
.14p-b { font-size: 14px; line-height: 20px; padding-right: 10px; padding-left: 10px ; color: #0000FF; text-indent: 0pt}
.18p { font-size: 18px; padding-right: 10px; padding-left: 10px ; font-weight: bold}